Nothing REALLY BAD has ever happened to me. I've lost loved ones, but not unexpectedly (except my 4-legged loved ones). I've never broken a bone. It's not the kind of luck that allows me to find bills of large denominations on the street or four-leaf clovers like my sister, but it's a steady sort of knowledge that I'm going to get through my life just fine. I'm not saying that nothing bad has never happened...just nothing REALLY BAD. I know the difference. And I know that it's early in the game.
It doesn't make me want to take up eXtreme sportz or go to police school. It just means that every now and then I stop and think "what a nice life I have." If I DID do something to deserve it, I don't know what it could be since I can't remember much before 3rd grade, much less any prior life flashbacks.
My family wasn't dysfunctional, at least not much, and when it was, it was fairly mild. My children are healthy. I have good friends and a husband who loves me. I've seen all 3 episodes of The Lord of the Rings. I have a good job that allows me to help make payments on a huge beautiful new house and still have money left over for sushi at least once a month. There are a lot of good things going on. Although my daughter STILL won't sleep through the night....
Most people (at least the Americans in my circle) do this sort of thing at Thanksgiving. I do it at the end of the year. I don't really believe in New Year's Resolutions because they put way too much pressure on you, but I do think it's nice to sort of have some goals in mind for the next 365 days. So, I've got my goals all set, and hopefully my tendency to laziness and complacency won't get in my way.